Card processing, explained plainly
Straight answers to the questions business owners ask me most, from Sean Carriveau, Certified Payments Professional.
- How to read your credit card processing statementFind your real cost of accepting cards in five minutes: where the totals are, how to calculate your effective rate, and the fees worth questioning.Read the guide
- Square vs Clover vs Toast vs a local processorAn honest comparison of flat-rate platforms and a local merchant services consultant: what each costs, who each fits, and when switching is worth it.Read the guide
- California credit card surcharging and dual pricing rulesCan a California business pass card fees to customers? What the law, the Attorney General, and the card brands say about surcharges and dual pricing.Read the guide
Want to know what you could save?
Send over a statement and I will tell you where you stand.
- You send your statement
- I break down every fee
- We walk through it together
- You decide
What you get back
- Your effective rate
- Every fee explained
- A side-by-side comparison
- A written summary you keep
Free. No obligation. Reply within one business day. Monday to Friday, 8am to 6pm. Texts answered most evenings.
Free statement analysis
Upload your latest statement and I will show you your real effective rate and what you would pay with me.
Have Sean reach out
No statement needed. Tell me the best time and I will reach out to connect within one business day.
Free. No obligation. Reply within one business day. Rather just talk? Call (714) 466-4722 or send a text.